UBT: Case Study

Mobile banking delivered to perfection

Union Bank & Trust needed a dependable mobile partner to deliver an exceptional experience.

BankingON provided the team and technology to fill in the gaps on mobile.

UBT Bank Profile

  • $5.9B assets under management
  • 141,000 Customers
  • #13 Best Bank in the USA (Forbes 2021)
Challenges
  • The 1.0 edition was slow, disjointed, confusing to customers, and the App Store ratings dropped below two stars.
  • The mobile platform needed more security and integration flexibility for UBT's most important customer-facing technology.
  • Any alternatives to completely replace the app would require a long, expensive, and painful conversion.
  • Difficulty finding a dependable mobile partner to execute on the product vision and supplement the capacity and talent UBT’s internal team.
Solutions
  • Replace the 1.8 Star legacy mobile web-app with a 4.9 Star native-mobile app.
  • Engage with a mobile partner well-versed in theArchitect™ implementation process, banking technology, and understanding unique customer needs.
  • Seamlessly roll out a successful app, while exceeding the bank president’s high expectations “we simply cannot fail”.
  • Customers needed the mobile app to be simple, clean and visually appealing, much like aniPhone experience.

Key Stats

  • 26% Mobile user growth
  • 84% Mobile transfers (in dollars) increased
  • 90% of digital customers actively use mobile
  • 75% of digital logins are from mobile
  • 4X More mobile logins than branch transactions
  • 40% Mobile Transfers increased
  • 31% Mobile Touch-ID users increased

View full case study here.